Continue with Facebook
Continue with Email
Buying your first property in Zimbabwe is exciting but it can also be overwhelming if you don’t know what to expect. From finding the right home to signing the final documents, each step requires careful attention to avoid costly mistakes.
According to Property.co.zw data, first-time buyers account for nearly 40% of all residential property transactions in Zimbabwe. Many of them report confusion over paperwork and legal processes.
This checklist will guide you confidently through the entire journey from viewing to registration.
1. Before Viewing: Research and Budgeting
- Define your budget (include purchase price + legal fees + taxes)
- Identify preferred locations and property types (standalone, cluster, townhouse)
- Use Property.co.zw’s Property Price Tool to check current market prices
- Get pre-approval for financing if possible
2. During Viewing: What to Check
- Inspect structural integrity (walls, roof, plumbing)
- Assess security features (gates, alarms, neighbourhood safety)
- Verify water and electricity connections
- Check the title deed or ownership documents with the agent or seller
- Consider future developments or zoning restrictions in the area
3. After Viewing: Due Diligence
- Conduct a Deeds Office search to verify title authenticity
- Engage a registered conveyancer or property lawyer
- Review sale agreement carefully, including payment terms and possession date
- Understand any levies or monthly fees if buying a cluster or townhouse
- Check for outstanding municipal rates or taxes on the property
4. Financing and Payment
- Confirm your financing method mortgage, payment plan, or cash
- Ensure your deposit and instalments are paid according to the sale agreement
- Get receipts for all payments made
- Keep in contact with your conveyancer throughout the transfer process
5. Title Transfer and Registration
- Conveyancer submits transfer documents to the Deeds Registry
- Pay transfer fees, capital gains tax, and other statutory costs
- Receive your title deed in your name (may take 30–90 days)
- Register with the local council for rates and utilities
6. Moving In and Post-Purchase Tips
- Get property insurance to protect your investment
- Set up or transfer utilities accounts (ZESA, water, refuse collection)
- Consider security upgrades if needed
- Keep all legal documents and receipts safely
Final Thoughts
Buying your first property in Zimbabwe is a major achievement. With the right preparation, professional support, and attention to detail, you can make the process smooth and rewarding.
🏠 Start your journey by browsing verified listings and pricing insights on Property.co.zw.
