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9 Smart Steps Every Zimbabwean Property Buyer Should Take
Buying property in Zimbabwe is a major milestone and often one of the largest financial commitments you’ll make. But in the excitement of closing a deal, many buyers overlook critical steps that can lead to regret, legal trouble, or lost money.
According to a 2024 Property.co.zw survey, 1 in 3 buyers admitted to feeling some form of buyer’s remorse ranging from discovering hidden costs to regretting the location or finding structural issues post-purchase.
Whether you’re a first-time buyer, diaspora investor, or seasoned landlord, here’s how to buy smart and avoid regret.
1. Don’t Skip the Pre-Purchase Inspection
A fresh coat of paint can hide serious problems cracks, damp, roof damage or plumbing faults.
Fact: Over 40% of post-sale disputes handled by estate agents involve issues that could have been flagged with a thorough inspection.
Tip: Bring in a professional to inspect structure, plumbing, wiring, and roofing especially in older homes.
2. Understand the Title Status
Is the property on freehold title, leasehold, or just an offer letter?
You should always verify:
- Title deed authenticity
- Whether the property is free from caveats or disputes
- If the land is under City Council, Government or private ownership
Use the Deeds Office or a conveyancer to verify the title before paying any deposit.
Need help comparing tenure types? Read our guide: Freehold vs Leasehold in Zimbabwe
3. Research the Area Thoroughly
Falling in love with the house is one thing. But what about:
- Water and ZESA reliability?
- Security in the area?
- Future development (or noise pollution)?
Property.co.zw data shows homes in well-serviced suburbs like Greendale, Avondale, and Westgate retain value better and sell faster.
Use our Property Price Trends Tool to compare values across suburbs.
4. Check the Developer or Agent’s Reputation
If you're buying off-plan or from a developer, verify their track record.
- Have they completed similar projects on time?
- Are there any pending legal issues?
- Do they offer completion guarantees?
With over 200 registered agencies and developers in Zimbabwe, stick with those listed on trusted platforms like Property.co.zw.
5. Don’t Underestimate Total Costs
Beyond the purchase price, buyers often forget:
- Legal fees (1.5%–4%)
- Deed transfer costs
- Valuation reports
- Levies (for cluster homes or townhouses)
- Utility connection fees
A US$100,000 property could have up to US$6,000 in extra fees plan ahead!
6. Beware of Emotional Buying
Emotions often lead to rushed decisions. That dream kitchen may be dazzling but is it worth compromising on:
- Title issues?
- Commute distance?
- Drainage or road access?
Tip: View a property at different times of day, and always sleep on your decision.
7. Get Everything in Writing
Verbal promises from sellers or agents about "fixing the wall" or "including the solar system" don’t count unless they’re in writing.
Ensure your sale agreement covers:
- Fixtures and fittings
- Payment timelines
- Possession date
- Penalties for non-compliance
8. Have a Resale or Rental Plan
What if you move? Will the property attract tenants? Will you recoup your investment?
High-demand suburbs like Borrowdale, Mt Pleasant, and Avenues offer stronger rental yields (6–10%) and resale flexibility.
If investing, treat it like a business not just a lifestyle choice.
9. Use a Registered Conveyancer and Agent
To protect your investment:
- Work with an Estate Agents Council-registered agent
- Use a licensed conveyancer for title verification and registration
- Avoid “middlemen” who operate without credentials
In 2023 alone, over 80 property fraud cases were reported due to unlicensed operators.
Final Thoughts
Buyer’s remorse in real estate is avoidable with preparation, patience, and the right partners. Zimbabwe’s property market offers immense value, but smart due diligence is non-negotiable.
Whether buying a cluster home in Bluff Hill or a farm plot in Goromonzi, start with solid research and use trusted platforms like Property.co.zw to explore listings, price trends, and connect with registered professionals.
