Title Deed Verification Checklist (Zimbabwe)

Admin July 23, 2025

Protect Yourself Before You Buy Land or Property

1. Confirm the Existence of a Title Deed

  • Ask the seller to provide the original title deed
  • Check that the title deed is registered in the seller's name
  • Verify that the property is freehold (not communal, leasehold, or under A1/A2 allocation)

2. Conduct a Deeds Registry Search

Visit the Deeds Office or use a registered conveyancer to:

  • Confirm ownership
  • Check for any caveats, mortgages, or liens
  • Confirm plot boundaries and size match the title deed

3. Confirm Property Type and Land Use

Verify if the property is:

Obtain a Land Use Certificate or Zoning Confirmation from the local authority

4. Check for Subdivision Permits (If Buying a Subdivided Stand)

Ensure that:

  • The land was legally subdivided
  • Subdivision was approved by the Local Authority and Ministry of Local Government
  • There’s a registered new deed for the subdivided portion

5. Check for Outstanding Obligations

  • Get proof that council rates and levies are up to date
  • Ensure there are no unpaid utility bills or legal fees linked to the property
  • Request a Rates Clearance Certificate from the relevant council

6. Confirm the Seller’s Authority to Sell

  • If an individual: Match deed name with national ID
  • If through power of attorney: Verify the validity of the Power of Attorney
  • If a company or developer: Check company registration and board resolution approving sale

7. Work With a Registered Conveyancer

Engage a licensed conveyancer to:

  • Draft and review the Agreement of Sale
  • Submit documents for transfer
  • Conduct legal due diligence

Bonus Red Flags to Watch For

  • Title deed issued under a disputed estate or cooperative
  • Seller insists on cash payments without paperwork
  • Deed shows pending transfer not yet finalized
  • The land is listed on multiple platforms at different prices
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