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In recent years, cluster homes in Zimbabwe have seen a significant rise in demand especially in urban and peri-urban areas like Harare, Bulawayo, Gweru, and Mutare. As property seekers look for more secure, manageable, and cost-effective housing options, cluster developments have become a go-to choice for both homebuyers and real estate investors.
What Are Cluster Homes?
Cluster homes refer to gated residential communities with individually owned homes built on a shared piece of land. Each unit typically enjoys its own title deed but shares communal infrastructure such as roads, security, and recreational amenities. These developments are governed by a Homeowners’ Association (HOA) or Body Corporate, which manages shared services and maintenance.
Why Cluster Homes Are Growing in Popularity
1. Security and Peace of Mind
In today’s climate, security is a top concern for Zimbabwean homebuyers. Cluster developments often feature 24-hour security, guarded gates, CCTV surveillance, and perimeter walls creating a safer living environment.
Search Trend: "secure gated communities in Harare" saw a 23% increase in search volume on Google Zimbabwe over the past year (2024, SimilarWeb).
2. Lower Maintenance Costs
One of the major benefits of cluster living is shared maintenance. Residents contribute to communal upkeep, which lowers individual costs for landscaping, refuse collection, and infrastructure repairs. For many, this is more convenient than maintaining a standalone property.
“Properties with HOA services” are mentioned in 40% of cluster home listings on property.co.zw, as of Q1 2025.
3. Affordability and Investment Potential
While standalone homes on large plots remain desirable, rising land costs and construction expenses have made them unattainable for many first-time buyers. Cluster homes offer a more affordable entry point into homeownership.
- According to property.co.zw data (2025), the average price of a 3-bedroom cluster home in Harare North is US$120,000, compared to US$180,000 for a similar standalone house in the same area.
- Cluster developments also offer better rental yields (averaging 7–9%) due to high demand from professionals and expatriates.
4. Modern Design and Smart Living
Many cluster developments now feature modern architecture, open-plan living, solar installations, and smart home features. These appeal to Zimbabwe’s growing middle class, particularly tech-savvy millennial buyers and the diaspora looking to invest back home.
“Modern cluster houses” and “solar-powered homes” are trending phrases on social media platforms like Facebook Marketplace and TikTok Zimbabwe.
5. Optimised Land Use
In urban areas where land is scarce, cluster housing allows for higher-density, efficient land use without compromising on privacy. This is especially critical in zones under urban expansion, like Borrowdale West, Bluff Hill, Msasa Park, and Hogerty Hill.
According to the Zimbabwe National Spatial Planning Framework (2023–2030), cluster housing is expected to play a pivotal role in urban planning and densification strategies in metropolitan areas.
Popular Areas for Cluster Homes in Zimbabwe
Cluster home developments are cropping up in both high- and medium-density suburbs. Some of the top-performing locations include:
1. Borrowdale: High-end suburb with an average price of USD 150,000, offering 300 sqm per property and very high search popularity.
2. Marlborough: Mid-range option priced at USD 95,000, averaging 250 sqm, and enjoying high search interest.
3. Bluff Hill: Priced at USD 110,000 with an average size of 280 sqm, this area also has high popularity.
4. Gweru (Northlea): Affordable regional option at USD 70,000 for 220 sqm, with moderate search volume.
5. Mutare (Fairbridge): Most affordable on the list at USD 60,000, offering 210 sqm and moderate popularity.
(Source: property.co.zw Q1 Market Insights, 2025)
Challenges and Considerations
While cluster homes offer many advantages, there are a few challenges to consider:
- Homeowners’ Association fees: Monthly levies are required for communal maintenance and security.
- Bylaws and restrictions: HOAs may enforce rules on renovations, rentals, or use of common spaces.
- Title and legalities: It's crucial to confirm title deeds, sectional plans, and municipal approvals before purchase.
Tip: Always work with a registered estate agent and conduct due diligence through the Deeds Office and Estate Agents Council of Zimbabwe.
Conclusion: A Smart Choice for the Modern Buyer
As Zimbabwe’s urban landscape evolves, cluster homes are proving to be a smart, secure, and sustainable solution to the country’s housing needs. Whether you're a first-time buyer, an investor, or someone seeking a lock-up-and-go lifestyle, cluster housing offers a practical blend of affordability, convenience, and community living.
Stay ahead of the property trends browse the latest cluster home listings on property.co.zw and find your perfect home today.
