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If you own property in Zimbabwe, a new law now requires action: all old title deeds must be replaced with new, securitised title deeds within 24 months. This guide explains what property owners need to know, why it matters, and how to act quickly.
What Are Title Deeds?
Title deeds are legal documents proving ownership of a house or land. Think of them like a property’s birth certificate they confirm that:
- You are the legal owner
- The property is registered in your name
- You have rights to sell, lease, or develop the land according to zoning laws
In Zimbabwe, title deeds are issued by the Deeds Registry Office, which ensures that property ownership is officially recorded and legally recognised.
What’s Changing?
The government introduced the Deeds Registries Regulations 2025 (SI 76 of 2025). Under this law:
- All old paper-based title deeds must be replaced with new securitised deeds within 24 months
- The new deeds are digitally recorded and printed on secure, tamper-proof paper
- Only these new deeds will be legally recognised after the deadline
Important: While the government may extend the deadline through an official notice, property owners should not rely on this early action is critical.
Why You Should Act Now
Failing to replace your title deed could lead to serious consequences:
- Inability to sell your property
- Denied access to bank loans
- Risk of property disputes or fraud
The new securitised deeds are safer, harder to forge, and digitally backed, protecting your investment against theft and fraudulent claims.
How to Get Your New Title Deeds: Step-by-Step
1. Prepare Your Documents
- Locate your old title deed(s)
- Ensure they are legible and in good condition
2. Submit to the Deeds Office
- Take your documents to the nearest Deeds Registry Office
- Provide originals for verification
3. Verification Process
- The Registry will check the authenticity of your deed
- Additional documents may be requested to confirm ownership
4. Receive Your New Deed
- Once validated, you’ll receive the securitised deed
- You must surrender the old deed in exchange
Processing Time: Typically 6 weeks to several months, depending on documentation and workload at the Registry.
How to Verify Your Title Deeds
To confirm your property is properly registered:
- Visit the Deeds Registry Office in Harare or Bulawayo
- Use a registered conveyancer for additional guidance
- Ensure the property’s size, boundaries, and any mortgages or liens match the records
Key Documents You’ll Need
- Original title deed(s)
- National ID
- Sale agreement, will, or succession papers (if applicable)
Additional documentation may be required in cases of inheritance, joint ownership, or previous sales.
Common Problems and How to Avoid Them
- Lost title deeds: Contact the Deeds Office for replacement
- Incorrect information: Correct names, plot numbers, or other errors before submission
- Property disputes: Resolve ownership disputes before applying for a new deed
Protecting Your Property Rights
- Store original deeds safely (e.g., bank safety deposit box)
- Keep copies in a separate secure location
- Do not lend your deeds to anyone
- Report lost deeds promptly to authorities
Frequently Asked Questions
Can I sell property without a new deed?
No, only valid securitised deeds are recognised for sales or bank transactions.
Do I need a lawyer?
No, but registered conveyancers can simplify the process and ensure compliance.
What happens if I miss the 24-month deadline?
You risk losing legal recognition of ownership prompt action is essential.
Final Takeaway
This law is more than a bureaucratic requirement it is designed to protect property owners, prevent fraud, and modernise Zimbabwe’s property system. Acting early ensures:
- Security of your investment
- Smooth future property transactions
- Peace of mind for you and your family
Start the process today gather your documents, visit the Deeds Registry, and secure your new title deed before it’s too late.
